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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

There are no major problems, everything is clear and...

There are no major problems, everything is clear and transparent Reviewed on: 8th June 2026

Customer service team was excellent, I love that the...

Customer service team was excellent, I love that they issued a virtual credit card for me to use until my card arrives in the post! Reviewed on: 8th June 2026

very reliable and very dependable, good way for cred...

very reliable and very dependable, good way for credit building Reviewed on: 8th June 2026

My go to provider, now that a PayPal card is availab...

My go to provider, now that a PayPal card is available you can use anywhere! Reviewed on: 8th June 2026

It's a credit line

Does what it says on the tin. I'm not sure really what more I could say. It's a credit line, and it's accepted by a lot of carriers. What more can you realistically ask for Reviewed on: 8th June 2026

Great customer service.

Great customer service. Issues resolved quickly and efficiently. Reviewed on: 8th June 2026

Good plans, interest free, easy available payment op...

Good plans, interest free, easy available payment option on mostly website Reviewed on: 8th June 2026

Great amount of flexibility and payment terms and me...

Great amount of flexibility and payment terms and methods. Quick responses from customer services. And all with invaluable protection of transactions Reviewed on: 8th June 2026

PayPal pay in 3 is very helpful in spreading the cos...

PayPal pay in 3 is very helpful in spreading the costs of expensive purchases. Reviewed on: 8th June 2026

PayPal is a reliable and user-friendly payment platf...

PayPal is a reliable and user-friendly payment platform that makes online transactions quick, secure, and convenient. Its widespread acceptance, strong security features, and seamless payment experience make it a trusted choice for both individuals and businesses worldwide. Reviewed on: 8th June 2026

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