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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,086 reviews, last reviewed 7th Apr 2026
580500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My 1 st choice payment option Never had any issues, feel confident and safe using PayPal payment methods. Its my go to for payment. Reviewed on: 7th April 2026
Rachel Bath's avatar
Rachel Bath

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57086)

Best partner

5
Better than my bank PayPal made my life easier and more secure with no cost. Reviewed on: 13th June 2022
Marcio Paiva's avatar
Marcio Paiva

Review

5
Good promotions offered compared to other credit cards Reviewed on: 13th June 2022
Gaz1_uk's avatar
Gaz1_uk

Easy to use

5
PayPal is available at so many retailers now, and its so easy to use with lots of different options to choose, simple and easy! Reviewed on: 13th June 2022
Shannon 's avatar
Shannon

Easy and great offers

5
Easy to use and extremely quick for almost all online checkouts. The 4 month interest free offer makes it great for emergency purchases. Reviewed on: 13th June 2022
Ginge's avatar
Ginge

Hope this is going to give me some enjoyment

5
This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022
Judy sheward 's avatar
Judy sheward

Efficient payment service

5
With PayPal I do not fear in buying anything especially when its 99 pounds and over and its 4 months interest free. I love this service and I hope they could increase my credit limit so I can take on bigger purchases. Reviewed on: 13th June 2022
mohamed khan's avatar
mohamed khan

Always there to help

5
Can rely on paypal credit anytime!!! Reviewed on: 13th June 2022
Alia Nawaz's avatar
Alia Nawaz

I've been with them for years

5
I can't remember the year. I started with PayPal but it's a lot of years ago now and I have had no reason to look for anyone else ten out of ten Reviewed on: 13th June 2022
Peter France's avatar
Peter France

Secure, Easy to use what's not too Like

5
Used PayPal numerous times using their different options, payments go through quickly and PayPal keep me fully informed of my purchasers and payment dates whether it be Pay in 3, PayPal Credit or via one of my Credit Cards registered with PayPal. Reviewed on: 13th June 2022
Jaki's avatar
Jaki

Excellent service thanks

5
Excellent service thanks paypal Reviewed on: 13th June 2022
Phil Dielhenn's avatar
Phil Dielhenn

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