Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Great app, Great service

5
I find PayPal trusted and reliable and great when there is a problem Reviewed on: 8th June 2026

Easy to use and convenient.

5
Easy to use and convenient. Available at a load of retails which makes shopping that much easier Reviewed on: 8th June 2026

Easy to use.

5
Easy to use. Ideal for bigger items and paying in installments. Reviewed on: 8th June 2026

Easy to follow and clear payment information make Pa...

4
Easy to follow and clear payment information make PayPal credit easy to use when you need to, in case of larger purchases. Good notifications it easy to manage and work with. Reviewed on: 8th June 2026

Easy to use as you choose

5
Every option available pay in 3 or 0% for 4 months depending on your purchase options flexibility available. Reviewed on: 8th June 2026

Only recently started using PayPal Credit, love it

5
Only recently started using PayPal Credit, love it Reviewed on: 8th June 2026

Its just so easy to use and you know exactly where y...

5
Its just so easy to use and you know exactly where you are each month Reviewed on: 8th June 2026

Easy way to purchase goods and gives you piece of mi...

5
Easy way to purchase goods and gives you piece of mind for every transaction Reviewed on: 8th June 2026

Paypal is a one stop shop

5
Paypal is a one stop shop if you're buying on the web and now there's a Paypal debit and credit card with an amazing reward program Reviewed on: 8th June 2026

My experience has been good, just wish there was a m...

4
My experience has been good, just wish there was a more defined way of determining THE INTEREST. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101294 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products