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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

Paypal Credit is an excellent flexible service .

5
Paypal is an excellent service and offers many options when managing my finances which is convenient and certainly makes life easier being so user friendly. The pay in 3 monthly instalments interest free option and the Paypal Credit option which allows me to determine my own flexible payments over a set time period and choose to pay any amount to pay the balance off early although the interest rate is very competetive. I honestly wouldn't use any other form of finance now, the superb customer service and security are also factors I have taken into account. Paypal credit lets me control my spending power with ease. Reviewed on: 8th June 2026
David H's avatar
David H

Very easy useful tool to have access to to

4
Very easy useful tool to have access to to Reviewed on: 8th June 2026
Zara H's avatar
Zara H

Very handy to have , very versatile also as you get...

5
Very handy to have , very versatile also as you get two choices of cards ( including credit card) Reviewed on: 8th June 2026
Andres F's avatar
Andres F

Convenient and reliable

5
It is a convenient and reliable payment platform for online purchases and transfers, especially for added security when buying from unfamiliar sellers. Reviewed on: 8th June 2026
Ahsan k's avatar
Ahsan k

Excellent service

5
Top service every time, with wide variety of services Reviewed on: 8th June 2026
Rukky 's avatar
Rukky

PayPal Credit is an Absolute Game-Changer;...

5
ayPal Credit isn't just another digital credit card; it's a powerful financial tool. It gives you the financial breathing room of a traditional credit card but with much better promotional terms and unmatched digital convenience. If you are disciplined about paying off your balances within the six-month window, it is essentially free money management. Reviewed on: 8th June 2026
James M's avatar
James M

Use paypal credit all the time gives me 4 months...

5
Use paypal credit all the time gives me 4 months to pay Reviewed on: 8th June 2026
Gary H's avatar
Gary H

Excellent service

5
Good service easy to manage very reliable Reviewed on: 8th June 2026
Martin P's avatar
Martin P

Great staff easy to talk to was very...

5
Great staff easy to talk to was very helpful Reviewed on: 8th June 2026
James 's avatar
James

Amazing, couldn’t fault.

5
Amazing, couldn’t fault. Easy to use and so clear Reviewed on: 8th June 2026
Callum 's avatar
Callum

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