Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Always use PayPal for flexible payments and peace of...

5
Always use PayPal for flexible payments and peace of mind. Trust PayPal to protect my purchases. Reviewed on: 8th June 2026

Im happy to be PayPal customer.

5
Im happy to be PayPal customer. But .. % could be lower :)) Reviewed on: 8th June 2026

No complaints!

5
Used paypal credit a few times for both small purchases and expensive things like electronics etc. Love how you have option to automatically pay every month or do a chosen amount yourself it’s really useful. Reviewed on: 8th June 2026

I had nothing but good service from paypal.

5
I had nothing but good service from paypal. The products they offer are great andctheur customer service has been excellent Reviewed on: 8th June 2026

The best

5
Very good experience using PayPal, never had any problems with them. Would recommend to friends and family Reviewed on: 8th June 2026

PayPal is safe and easy to use.

5
PayPal is safe and easy to use. They help manage and look after finances with giving access to realistic credit Reviewed on: 8th June 2026

PayPal credit has been very easy to use, I love the...

5
PayPal credit has been very easy to use, I love the 0 interest for 4 months perk, it’s amazing to have compared to other financial providers! Reviewed on: 8th June 2026

I have used PayPal for many years and never had a pr...

5
I have used PayPal for many years and never had a problem with the company. They can be relieved upon to be a safe way to pay for good online, and in the event of a transaction going wrong, they sort it out Reviewed on: 8th June 2026

Simple, efficient and great for temporary spending

5
Simple, efficient and great for temporary spending Reviewed on: 8th June 2026

It helps me a lot

4
I find PayPal easy to manage, the interest-free deals are great and help my cash flow a lot. There are choices of paying in full with the security of PayPal, spreading payments or getting interest free credit. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101294 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products