Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

A game changer

I’ve been using PayPal Credit for a while now, and it has completely streamlined how I manage larger online purchases. The application process was incredibly quick, and it integrates seamlessly into my existing digital wallet, making checkout a breeze at thousands of retailers. What I appreciate most is the 6-month interest-free promotional period on eligible purchases, which gives me the flexibility to spread out payments and manage my budget without any added stress. It’s a reliable, secure, and incredibly convenient alternative to traditional credit cards. Reviewed on: 8th June 2026

Wider acceptability with multiple merchants, reward...

Wider acceptability with multiple merchants, reward points for every money spent, awesome mobile app experience, divide and pay via multiple installment,free credit period for maximum spent,email alerts in transactions and great security features . Reviewed on: 8th June 2026

I found PayPal credit amazing to use help me so much...

I found PayPal credit amazing to use help me so much over the last couple of years whilst I have been trying to sort out my finances. Everything has been paid back and it’s so easy to go forward with buying things and paying it off. Reviewed on: 8th June 2026

Been very easy to use, great grace periods, very for...

Been very easy to use, great grace periods, very forgiving Reviewed on: 8th June 2026

Always found PayPal to be reliable and give good rat...

Always found PayPal to be reliable and give good rates when borrowing money for purchases allowing me to spread payment over time with little to no extra cost. I also like how most retailers how PayPal as an option at checkout making it easier for me to complete purchases securely. Reviewed on: 8th June 2026

Fabulous service and the customer service is top notch

Fabulous service and the customer service is top notch Reviewed on: 8th June 2026

I am happy to pay with PayPal and more secure than c...

I am happy to pay with PayPal and more secure than credit card Reviewed on: 8th June 2026

Amazing customer experience!

Amazing customer experience! I do have everything I meed in their app. Reviewed on: 8th June 2026

Love papal and the flexibility and security it gives...

Love papal and the flexibility and security it gives me … 10/10. Reviewed on: 8th June 2026

A fresh new way of obtaining finance.

Clear and simple way to borrow money and transfer money too.All steps are transparent and explained.Payment terms are outlined clearly with helpful reminders to due dates.A new way of lending which is more efficient than traditional finance companies. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101294 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub