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PayPal: PayPal Credit reviews

4.74
Based on 120,642 reviews, last reviewed 5th Jun 2026
3220350% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Buy now, Pay later Good for paying stuff but need to remind a person using it that it's a loan. Keep that in mind by using it, you need to pay it back in order to keep u... Read more Reviewed on: 5th June 2026
MC's avatar
MC

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026
Brad's avatar
Brad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120642)

Try to use PayPal all the time when making payments...

5
Try to use PayPal all the time when making payments Reviewed on: 14th April 2026

Fantastic no issues, smooth transaction and fast wit...

5
Fantastic no issues, smooth transaction and fast withdrawals Reviewed on: 14th April 2026

PayPal credit is fantastic, it allows you to pay ove...

5
PayPal credit is fantastic, it allows you to pay over 4 months for big purchases without incurring interest. Reviewed on: 14th April 2026

PayPal review

5
Good, could be faster with their tickets though Reviewed on: 14th April 2026

Best financial provider ever

5
I find PayPal the safest way to pay for things, and its interest free for 4 months is brilliant. I always pay by PayPal for its protection and credit and then clear it at the end of each month, it’s so easy to use and the virtual card is a great idea Reviewed on: 14th April 2026

I have been using PayPal as my secure online payment...

5
I have been using PayPal as my secure online payment option for several years and will not change. Reviewed on: 14th April 2026

Love PayPal

5
Love PayPal use it all the time helps out alot Reviewed on: 14th April 2026

My go to way to pay

5
Only ever had one problem with a supplier and PayPal refunded my money immediately. Now my go to way to pay. Particularly when purchasing online. Reviewed on: 14th April 2026

Having PayPal credit has helped me lots.

5
Having PayPal credit has helped me lots. Aiding myself to be able to purchase items without breaking my bank. Having the option to pay back that's affordable to me. Thank you Reviewed on: 14th April 2026

Excellent service when you need it.

5
Excellent service when you need it. Reviewed on: 14th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review