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PayPal: PayPal Credit reviews

4.74
Based on 120,581 reviews, last reviewed 5th Jun 2026
3217500% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and convenient way to pay. It's a very convenient way to pay, and I feel safe knowing any fraudulent activity is dealt with quickly as I have been a victim in the past. Reviewed on: 5th June 2026
Kelly C's avatar
Kelly C

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026
Brad's avatar
Brad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (120581)

I like to use paypal credit i just wish

4
I like to use paypal credit i just wish when I pay they take the cash and update the credit like creation do. Reviewed on: 14th April 2026

Peace of mind is the key

5
Peace of mind is the best thing about using PayPal Reviewed on: 14th April 2026

Suggestions

4
Everything is good ,except some times taking long time to reach to an advisor, and I think PayPal do Not accept repaying by Balance Transfer from another credit card, plus if you open another option for chatting to resolve customer's problems , not just calling , would be much easier , then I'll vote for an excellent services. Reviewed on: 14th April 2026

Very good if your struggling they are there to help

5
Very good if your struggling they are there to help Reviewed on: 14th April 2026

Everything is great, no problems so far

5
Everything is great, no problems so far Reviewed on: 14th April 2026

Great for purchasing big products and splitting cost...

5
Great for purchasing big products and splitting costs customer service always excellent Reviewed on: 14th April 2026

I have bee using Papal for years and never had a pro...

5
I have bee using Papal for years and never had a problem When I have had to contact them the problem has been resolved with out any fuss.. Well pleased Reviewed on: 14th April 2026

I am using paypal more than 10 years and never had a...

5
I am using paypal more than 10 years and never had any issues.PayPal is trustful source to keep or send your money and receive of course and never let me down. Reviewed on: 14th April 2026

Great as always, easy to use, can add to Apple walle...

4
Great as always, easy to use, can add to Apple wallet for convenience Reviewed on: 14th April 2026

Very good service i lije

5
Very good service first i try butt good service Reviewed on: 14th April 2026

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