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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,040 reviews, last reviewed 7th Apr 2026
576600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and are on your side resolving any unhappy tra... Great and are on your side resolving any unhappy transactions Reviewed on: 7th April 2026
Neil's avatar
Neil

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57040)

Couldnt fault PayPal

5
PayPal is my favourite way to pay. You get lots of choice whether it’s pay in 3 or pay later which makes families like mine able to buy things we wouldn’t be able to pay for out right. So thank you! I’ve had PayPal credit now for many years & I wouldn’t go else where for credit. The apr has always been fair & worth while. We also love that payments over £100 means we get 4 months free apr which is such a good offer that we use quite often. Thank you so much PayPal! Reviewed on: 13th June 2022
ladysamanie@hotmail.co.uk's avatar
[email protected]

So easy to use!

5
Had no problems, easy to use and perfect for any purchase! Reviewed on: 13th June 2022
Natalia Watkins's avatar
Natalia Watkins

Got to love paypal

5
Just love paypal you have 4 months interest free to pay back your balance hassle free would highly recommended Reviewed on: 13th June 2022
Amanda Wawrosz's avatar
Amanda Wawrosz

The most secure and safe payment method

5
The most secure and safe payment method to use when you shop online. Reviewed on: 13th June 2022
Pezhman Fazeli 's avatar
Pezhman Fazeli

Excellent service

5
Great team I had a problem very quickly sorted Reviewed on: 13th June 2022
lyndasmith2310@gmail.com's avatar
[email protected]

Great service.

5
I have been using PayPal Credit service for several years for my online purchases. Like everything else in life sometimes things aren't going according to plan. PayPal has made me feel safe in all of my dealings. They have protected me against fraudsters in several occasions and put things back in order without any hustle whatsoever. Thank you for the great service. Both thumbs up. Reviewed on: 13th June 2022
George Past's avatar
George Past

My best friend

5
Always there for me when times are good and bad or if you need a little pick me up Reviewed on: 13th June 2022
Julie Gardner's avatar
Julie Gardner

Very satisfying

5
Great customer service very safe way to buy products great shopping Reviewed on: 13th June 2022
Eleanor Cowan 's avatar
Eleanor Cowan

Really helpful and straightforward

5
I applied for PayPal credit when my credit score wasn’t great and was accepted immediately. This helped me out near Christmas a great deal Reviewed on: 13th June 2022
Bex Smith's avatar
Bex Smith

Great

5
Great special buy now pay later Reviewed on: 13th June 2022
Abdallah Nady's avatar
Abdallah Nady

Review PayPal: PayPal Credit now

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