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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120534 reviews)

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4.74

Based on 120,534 reviews, last reviewed 5th Jun 2026

3215300% increase in 5 star reviews

in the past 90 days

9550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit Paypal credit has really come in clutch when i've needed it, really good in case of emergencies. Reviewed on: 5th June 2026

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120534)

Very easy to use, very convenient

Very easy to use, very convenient Reviewed on: 14th April 2026

Reliable and smooth payment opti...

Paypal offers easy, reliable and smooth payment option for my transactions Reviewed on: 14th April 2026

Everything I need from a credit provider, & recognis...

Everything I need from a credit provider, & recognised worldwide. Instant access via app & accepted virtually everywhere. Reviewed on: 14th April 2026

Good for spreading costs over a few months

The account is easy to manage through the PayPal app, and I like being able to see my available credit and upcoming payments in one place. The promotional 0% periods are helpful for spreading costs, but the standard interest rate is relatively high, so it’s important to clear the balance within the offer period. Customer service has been responsive when I’ve needed help, and I haven’t had any problems with payments being applied or transactions being declined. Overall, PayPal Credit has been a convenient way to finance online purchases, as long as I keep an eye on due dates and interest. Reviewed on: 14th April 2026

Fast acting to sort out disputes ,

Fast acting to sort out any disputes , Reviewed on: 14th April 2026

Always useful when l need to pay for something quickly.

Always useful when l need to pay for something quickly. Reviewed on: 14th April 2026

PayPal makes purchases much easier and I feel safe t...

PayPal makes purchases much easier and I feel safe that I can get help if needed Reviewed on: 14th April 2026

Superb platform

I love PayPal, it is so easy and convenient to use. My experience has always been very good using this platform, I will carry on using it as long as PayPal let me. Reviewed on: 14th April 2026

i like paypal.

i like paypal. it give me some good security when buying online Reviewed on: 14th April 2026

So easy to use!

So easy to use! The app provides an effortless and intuitive experience Reviewed on: 14th April 2026

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