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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,463 reviews, last reviewed 5th Jun 2026
3212100% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s very positive experience using PayPal and the f... It’s very positive experience using PayPal and the flexible credit options. Reviewed on: 5th June 2026
Raja's avatar
Raja

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026
Brad's avatar
Brad
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120463)

Sonata Den

5
Easy to use, you can always trust Reviewed on: 14th April 2026
Sonata D's avatar
Sonata D

Very good service

5
Very good service, amazing to spread out cost especially during difficult times. Reviewed on: 14th April 2026
Abdul K's avatar
Abdul K

I have used paypal credit for years pay in 4 pay in3...

5
I have used paypal credit for years pay in 4 pay in3 also 24 and 36 month credit on phones camera lenses and more.Extremely usedul as a credit tool to budget .i love paypal five star service. Reviewed on: 14th April 2026
Andrew H's avatar
Andrew H

PayPal credit

5
Easy to make payments, comms through email are regular to help you stay on top of payments Reviewed on: 14th April 2026
Hannah 's avatar
Hannah

PayPal credit

5
Always use PayPal pay in 3 or 0% option where available to use and easy to contact if you need help or have a question about anything Reviewed on: 14th April 2026
Pheonix's avatar
Pheonix

Easy, hassle and worry free.

5
Easy, hassle and worry free. The app is so easy to use and gives answers to all questions Reviewed on: 14th April 2026
Gary Lockyer's avatar
Gary Lockyer

1st class service and highly recomend.

5
1st class service and highly recomend. Reviewed on: 14th April 2026
Paul B's avatar
Paul B

Using PayPal and the credit has allowed me to pay fo...

5
Using PayPal and the credit has allowed me to pay for things towards my degree whilst slowly paying it off. Reviewed on: 14th April 2026
Priyapreet M's avatar
Priyapreet M

Quite easy to use very pleased with the experience s...

5
Quite easy to use very pleased with the experience so far Reviewed on: 14th April 2026
JORGE G's avatar
JORGE G

PayPal Credit

5
PayPal credit really helps me spread the cost of items. Paying monthly is much better than outright. Reviewed on: 14th April 2026
Callum's avatar
Callum

Review PayPal: PayPal Credit now

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