Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

PayPal is the Best Retail Finance Provider

PayPal has been an essential part of running my business. It provides a secure and trusted way for clients from different countries to make payments, which has helped me grow my business internationally. I appreciate how easy it is to send and receive payments, manage transactions, and give my customers confidence when purchasing my services. The platform is reliable, user-friendly, and has saved me a significant amount of time compared to traditional payment methods. Overall, PayPal has played an important role in supporting my business growth and making it easier to serve clients around the world. Reviewed on: 8th June 2026

It's been great!

It's been great! Good choice of use and very easy. Also east to pay each month and find transactions. I have been overall happy using this service.Will definitely be telling my friends and family about ppc Reviewed on: 8th June 2026

Great experience.

Great experience. Fully recommend Reviewed on: 8th June 2026

I’ve never had any issues with PayPal credit.

I’ve never had any issues with PayPal credit. Reviewed on: 8th June 2026

Thank you PayPal you saved me when I most needed it

I have used PayPal for many years and more so the pay pal pay in 3 has been a life saver to support through the last few years. I now have a PayPal credit card where more banks wouldn’t lend to me PayPal saved me and allowed me to build my credit score Reviewed on: 8th June 2026

Great services

Great value for money and online services. Reviewed on: 8th June 2026

Recommended payment provider

I very convenient and good payment option Reviewed on: 8th June 2026

Flawless, easy to set up.

Flawless, easy to set up. Accepted almost everywhere. Reviewed on: 8th June 2026

Good money people

I was very satisfied with my experience. Looking forward to more great problem solving Reviewed on: 8th June 2026

Great for Managing Larger PurchasesVery pleased wi...

Great for Managing Larger Purchases Very pleased with PayPal Credit. It's straightforward to use, payments are easy to keep track of, and the interest-free offers on qualifying purchases are especially helpful. I've found it to be a convenient and dependable way to spread the cost of bigger purchases. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101294 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub