Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,393 reviews, last reviewed 5th Jun 2026
3209050% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always found PayPal to be excellent service i... I have always found PayPal to be excellent service in providing affordable credit and a safe Reviewed on: 5th June 2026
Harold h's avatar
Harold h

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (120393)

Been using PayPal for a long time .

5
Been using PayPal for a long time . They just make things easier for you to be able but things that cost a bit more than you can afford at that time Reviewed on: 14th April 2026
sean c's avatar
sean c

Excellent Product .

5
Always had good experience. Very useful product. Excellent app. Any queries have always been resolved quickly. Reviewed on: 14th April 2026
LizDud's avatar
LizDud

Quick easy payments reliable and safely online

5
Quick easy payments reliable and safely online Reviewed on: 14th April 2026
Wendy P's avatar
Wendy P

Very easy to use & hassle free.

4
Very easy to use & hassle free. Great service Reviewed on: 14th April 2026
J M's avatar
J M

I feel safe when paying for goods with PayPal, that'...

5
I feel safe when paying for goods with PayPal, that's because if there is an issue with the seller PayPal always help with disputes and that gives me more confidence when shopping online. Also the flexible payment options is very helpful Reviewed on: 14th April 2026
Joelma U's avatar
Joelma U

PayPal has always excellent offer for me when I am b...

5
PayPal has always excellent offer for me when I am buying something online. When I use the credut then I have a time to pay it back. Great option for me. Reviewed on: 14th April 2026
Adriana 's avatar
Adriana

I have used PayPal for many many years and I love th...

5
I have used PayPal for many many years and I love the peace of mind it gives me when making online purchases Reviewed on: 14th April 2026
Laura P's avatar
Laura P

I had miss one payment and I had told them my reason...

5
I had miss one payment and I had told them my reason so they were quite understanding Reviewed on: 14th April 2026
Farzana L's avatar
Farzana L

Super easy and secure and straight forward

5
Super easy and secure and straight forward Reviewed on: 14th April 2026
Alex A's avatar
Alex A

The process is very simple.

5
The process is very simple. The terms and conditions are very fair. Communication is clear and concise . Reviewed on: 14th April 2026
Melanie F's avatar
Melanie F

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill