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PayPal: PayPal Credit reviews

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4.91
Based on 57,085 reviews, last reviewed 7th Apr 2026
580400% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great , can buy things and pay it off at s... PayPal is great , can buy things and pay it off at small amounts , which is great in this day, I love using it paying it back and using it again to pu... Read more Reviewed on: 7th April 2026
Michelle w's avatar
Michelle w

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57085)

Great service.

5
I have been using PayPal Credit service for several years for my online purchases. Like everything else in life sometimes things aren't going according to plan. PayPal has made me feel safe in all of my dealings. They have protected me against fraudsters in several occasions and put things back in order without any hustle whatsoever. Thank you for the great service. Both thumbs up. Reviewed on: 13th June 2022
George Past's avatar
George Past

My best friend

5
Always there for me when times are good and bad or if you need a little pick me up Reviewed on: 13th June 2022
Julie Gardner's avatar
Julie Gardner

Very satisfying

5
Great customer service very safe way to buy products great shopping Reviewed on: 13th June 2022
Eleanor Cowan 's avatar
Eleanor Cowan

Really helpful and straightforward

5
I applied for PayPal credit when my credit score wasn’t great and was accepted immediately. This helped me out near Christmas a great deal Reviewed on: 13th June 2022
Bex Smith's avatar
Bex Smith

Great

5
Great special buy now pay later Reviewed on: 13th June 2022
Abdallah Nady's avatar
Abdallah Nady

Amazing service

5
Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022
Saquib Ahmed's avatar
Saquib Ahmed

Easy to set up and take control of

5
Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022
Eileen Brown's avatar
Eileen Brown

A credit card that doesnt rip you off

5
They sent me emails to remind me and also set up automatic payments incase i forgot so i can avoid the surprise of paying interest. Reviewed on: 13th June 2022
coolmehdi24's avatar
coolmehdi24

Great for bigger purchases

5
Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022
Ashley's avatar
Ashley

PayPal credit saved my life.

5
PayPal credit is a wonderful tool that allows me to purchase things and pay for them 4 months later with 0% interest Reviewed on: 13th June 2022
Zak Spickernell's avatar
Zak Spickernell

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