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PayPal: PayPal Credit reviews

4.74
Based on 120,322 reviews, last reviewed 5th Jun 2026
3205650% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its easy to use and readily available. Its easy to use and readily available. I can use it for my purchases online without any challenges or when I dont have readily available cash . Reviewed on: 5th June 2026
Natty's avatar
Natty

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120322)

So far so good

5
Not had a problem yet made a lot of transactions all gone snoothly Reviewed on: 14th April 2026

Easy to use

5
Easy to use and widely available on nearly all retailers. Reviewed on: 14th April 2026

PayPal is a reliable and efficient payment service t...

5
PayPal is a reliable and efficient payment service that I would recommend for everyday use, though it’s worth being aware of the fees and policies before relying on it for larger or international payments. Reviewed on: 14th April 2026

Great Service

5
Just great all round service. Always there when i need it! Reviewed on: 14th April 2026

Brilliant Service

5
Everything is easy and explained, brilliant service Reviewed on: 14th April 2026

Paypal gives an added level of security and assuranc...

5
Paypal gives an added level of security and assurance especially online, I would only use PayPal. Their debit card awards you for spending with points earned for every transaction and also chances to earn bonuses. Reviewed on: 14th April 2026

Highly Reccommend

5
I use PayPal Credit very regularly and always pay it off within the interest free 4 month period. Great way of spreading the cost. Reviewed on: 14th April 2026

Easy to pay and deal with disputes Qyickly

5
Easy to pay and deal with disputes Qyickly Reviewed on: 14th April 2026

Secure. Reliable and User Friendly

5
I have found PayPal (and PayPal Credit) to be a reliable and secure online payment option. It’s an extremely user friendly system too. On the one occasion when there was an issue with an online merchant PayPal resolved the problem and I received a full refund as a result - excellent customer support. Reviewed on: 14th April 2026

Love PayPal credit

5
Love PayPal credit, easy to track spending and returns Reviewed on: 14th April 2026

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