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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Absolutely great, reliable and offers interest free...

5
Absolutely great, reliable and offers interest free for a few months which is great Reviewed on: 8th June 2026

Overall a good experience.

5
Overall a good experience. I have been with PayPal credit a few years now with no issues. Reviewed on: 8th June 2026

I use PayPal for my daily expenses, mostly online,

5
I use PayPal for my daily expenses, mostly online, and knowing that my payments are more secure makes me comfortable buying online. I have only had one of a few bad instances when buying online, but fortunately, I used PayPal buyer protection to resolve the problems. My family and friends also use it. Reviewed on: 8th June 2026

Really good service as always and I know they help i...

5
Really good service as always and I know they help if ever any issues Reviewed on: 8th June 2026

Safe & secure PayPal a Name To Trust!

5
Safe & secure PayPal a Name To Trust! Reviewed on: 8th June 2026

Great way to make payments

5
Easy to use app, great customer service when you not sure about things. Never had any issues with PayPal and a very safe way to make payments and great ways to earn money buy referring friends and family. Reviewed on: 8th June 2026

Paypal credit is so convenient

5
Paypal credit is so convenient - used by so many retailers online, it's such a good idea and so useful Reviewed on: 8th June 2026

It is so easy

5
It is so easy , I would not have been able to purchase half the items I have without PayPal credit Reviewed on: 8th June 2026

Reliable and trustworthy information

5
Reliable and trustworthy information Reviewed on: 8th June 2026

Good flexible system

5
Used paypal for purchases. There are good options for different methods of payment/credit pay in 3 and 0% deals. Recently started to use request payment option. Reviewed on: 8th June 2026

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