Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

I’m a disabled man when every I phone up they can no...

I’m a disabled man when every I phone up they can not doing a thought for me. Reviewed on: 8th June 2026

Easy to use

Really easy and a good choice to use helps with spreading payments and makes purchases more affordable Reviewed on: 8th June 2026

Excellent customer service and communication.

Excellent customer service and communication. Reviewed on: 8th June 2026

Paypal credit is the best

With Paypal credit you can do your shopping and spread your payments without any extra fees Reviewed on: 8th June 2026

Been a fantastic credit card to use

Been a fantastic credit card to use Reviewed on: 8th June 2026

Easy and convenient .

Easy and convenient . You can use PayPal for almost any purchase which gives peace of mind and with the interest free , what’s not to like Reviewed on: 8th June 2026

They have done everything I have asked for

They have done everything I have asked for Reviewed on: 8th June 2026

Love it so simple to use

Love it so simple to use & helps alot Reviewed on: 8th June 2026

a very good finance company that can be trusted

a very good finance company. one of the best thing i do is to associate myself with them and it helps me with good transaction Reviewed on: 8th June 2026

Great experience easy to use straight forward flexib...

Great experience easy to use straight forward flexibility on payments types offers interest free credit customer service very easy and quick friendly service polite and helpful like to use the app for ease and confient. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub