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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Very good service easy to keep a check on your spend...

5
Very good service easy to keep a check on your spending Reviewed on: 8th June 2026

PayPal, great service.

5
Always found PayPal to me most helpful. Website easy to navigate and simple to use. Good communication. Never had any problems with Paypal at all. Been a member since 2002! I like the secure transactions, and the variety of services they offer. Reviewed on: 8th June 2026

Good experience.

4
Good experience. Easy to checkout. Also trustworthy Reviewed on: 8th June 2026

I’ve always found PayPal a really reliable payment c...

5
I’ve always found PayPal a really reliable payment company . The few times I have had to speak to an employee, they have bene exceptional Reviewed on: 8th June 2026

Personal and efficient resolution provided

5
Twice I have needed Paypals support and when this involved speaking to Customer Service I was blown away by the personal service and resolution support. Reviewed on: 8th June 2026

Paypal Review RF

5
It has helped me out more than a few times, great service, would recommend to friends and family. Reviewed on: 8th June 2026

Easy to use, good options, getting better range of c...

5
Easy to use, good options, getting better range of customers and now reward points Reviewed on: 8th June 2026

PayPal has provided me the opportunity

5
PayPal has provided me the opportunity to have a credit card and build up some good credit. Good value for money and good options available. Reviewed on: 8th June 2026

Highly recommend PayPal

5
I’ve been using PayPal for a few years now and it’s so easy making purchases, paying bills etc.The app is also easy to use, everything is clearly designed to be a useful tool,app and service. The help service support is amazing. The agents listen to you and really want to help, the times I have as PayPal for help and every time my enquiry or situation has been resolved within one call. I highly recommend PayPal to anyone Reviewed on: 8th June 2026

Always reliable .

5
Always reliable . I trust PayPal to keep my money safe and I can rely on them if something goes wrong Reviewed on: 8th June 2026

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