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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Excellent overall expereince , easy to use and fulfi...

Excellent overall expereince , easy to use and fulfils all my financial needs Reviewed on: 8th June 2026

Great service from Paypal.

Great service from Paypal. Always a good pleasant experience. Reviewed on: 8th June 2026

Nice, easy and simple to use.

Nice, easy and simple to use. Makes payment secure Reviewed on: 8th June 2026

Best way to pay and great way to pay 3...

Best way to pay and great way to pay 3 if need it Reviewed on: 8th June 2026

Very efficient and convenient service.

Very efficient and convenient service. Simple to use and always great value. The credit option is usually pre-approved hence less hassle and no need for repeated credit checks. I also like to have minimal debits from my account hence PayPal is what shows up in my account rather than different company debits. Reviewed on: 8th June 2026

Simple system

Simple system to set up and use, always kept informed of account details/ Reviewed on: 8th June 2026

Excellent way to spread the cost

I’ve used PayPal Pay in 3 several times and found it very convenient. The application process is quick, payments are clearly scheduled, and there is no interest when payments are made on time. I like being able to split larger purchases into three manageable instalments while still benefiting from PayPal’s security and buyer protection features. The app makes it easy to track upcoming payments, and I’ve had a smooth experience every time. Highly recommended for budgeting larger purchases responsibly. Reviewed on: 8th June 2026

Super easy and quick to use love having this as an o...

Super easy and quick to use love having this as an option especially close to pay day Reviewed on: 8th June 2026

Everything is very clear and easy to follow.

Everything is very clear and easy to follow. I am always confident that I am in control of what I am spending. I know how much I owe and if I need to change the amount I am paying every month. Takes a great weight off my mind. Reviewed on: 8th June 2026

Highly recommend PayPal credit card.

Highly recommend PayPal credit card. Reviewed on: 8th June 2026

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