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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Straightforward to navigate and get credit

Straightforward to navigate and get credit Reviewed on: 8th June 2026

Paypal trusted

Easy to transact with PayPal and trusted Reviewed on: 8th June 2026

Great service with ease of use and plenty of ways to...

Great service with ease of use and plenty of ways to pay Reviewed on: 8th June 2026

Helpful, fair credit!

I started using PayPal credit when we needed a new bed and mattress. It wasn't intended for long term use but it is such a good interest rate, so easy to adjust how much I want to pay per month or if pay off altogether with no additional fees. Options like pay in 3 months, interest free is such a good way to manage money when you need to purchase essentials soon but can't afford the lump sum. Thank you! Reviewed on: 8th June 2026

Handy Credit for Larger Purchases

I use PayPal Credit for larger Purchases and spread the repayments over 3 months without any interest charges. This is a really handy way to buy things. Reviewed on: 8th June 2026

Highly Recommended

I find PayPal to be easy to use and a great way to Pay its safe secure and has made life so much easier when shopping online. Reviewed on: 8th June 2026

I use pay pal for most of my purchases, it’s safe an...

I use pay pal for most of my purchases, it’s safe and secure Reviewed on: 8th June 2026

Easy to use, helpful service, great app, clear.

Easy to use, helpful service, great app, clear. Reviewed on: 8th June 2026

Easy payment scheme excellent PAY PAL

Easy payment scheme best scheme on the market Reviewed on: 8th June 2026

Used PayPal for a direct debit payment .

Used PayPal for a direct debit payment . Item was never able to be used as a voucher I paid for PayPal protection and they refused a GENUINE refund on £600 spend. I have contacted them numerous times and they won’t refund it Reviewed on: 8th June 2026

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