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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Life saver

Great way to buy things you need if moneys a little tight given the options to pay it off in 3 or monthly. Definitely been a life line for me on many occasions. Reviewed on: 8th June 2026

Great money spending controling app

Very easy to use and keep track of your spending and repayments Reviewed on: 8th June 2026

It has enabled me to excess freedom of purchase on t...

It has enabled me to excess freedom of purchase on things I want to buy without limiting my monthly finance budget due to other bills Reviewed on: 8th June 2026

No disappointments

I have been using PayPal for years now and never had a problem with it. Reviewed on: 8th June 2026

Paypal credit is an excellent service to use.

Paypal credit is an excellent service to use. It is very convenient and easy to use. Also, the interest rate charged on transactions is very reasonable. Reviewed on: 8th June 2026

Customer service

Very good and friendly customer service Reviewed on: 8th June 2026

Trustworthy and reliable payments

I’ve always trusted PayPal and had good experiences with it. It’s quick, easy to use, and I like the security it gives me when I’m paying for things online. I also like the flexibility of the pay in 3 to help me spread out the cost of larger purchases Reviewed on: 8th June 2026

0% for 4 months - brilliant

The four months at 0% is brilliant - used it numerous times to help manage my budget. Reviewed on: 8th June 2026

Efficient service, easy to use

Efficient service, easy to use which makes the stress out of the process Reviewed on: 8th June 2026

Purchase power at it's best

I am that confident in all PayPal methods of payment so much so that I use them wherever available. The backup service is second to none !!! Reviewed on: 8th June 2026

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