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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

speedy credit decisions and reliable service on the go

quick decisions and reliable service Reviewed on: 8th June 2026

I’ve frequently used PayPal credit and find the 0% i...

I’ve frequently used PayPal credit and find the 0% interest over 4 months an amazing deal!! It’s great for those purchases you’d like to spread over a few paydays! Reviewed on: 8th June 2026

Brilliant as always

I really enjoy using PayPal. I have never had any issues in all the years I’ve used it. It’s super easy to use and keep track of payments and balances. It’s a handy way to check out when you don’t have your card handy, all you have to do is login. Love! Reviewed on: 8th June 2026

Great flexibility & easy to use .

Great flexibility & easy to use . Helps to spread out the cost when needed and the handy app means you can keep track of your spending & repayments Reviewed on: 8th June 2026

Pay pal credit very helpful

Pay pal credit gives a lot of options which very helpful for the customers which is personally I like very much and which is really highly appreciated. Moreover Pay pal is for is the only one on which I trust 100% reliable. Also pay pal’s customer service excellent. Reviewed on: 8th June 2026

nice to have 4 months of intrest free period

It is really nice to have 4 months of interest free payout period for each transaction over 100 Pound along side occasionally some extra promotions and reward points. I am enjoying it from last couple of months. Reviewed on: 8th June 2026

I just can’t fault them.

I just can’t fault them. Easy to contact and swift to act on the two occasions I’ve needed them in almost 15 years. True rockstars of the financial sector!! Reviewed on: 8th June 2026

Very good,easy experience Would recommend.

Very good,easy experience Would recommend. Pay in 3 and nothing to pay for 4 months very beneficial. Reviewed on: 8th June 2026

Good value

Good value, ongoing 0% offers appreciated, easier to use now there is a card option. One improvement would be easier to see transactions in and out. Reviewed on: 8th June 2026

All good and quick if you want to help with...

All good and quick if you want to help with budget Reviewed on: 8th June 2026

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