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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

PayPal Credit is a wonderful service

5
PayPal Credit is a wonderful service which enables customers to purchase items which would be out of reach for one single payment. Reviewed on: 8th June 2026

Easy to use and great range of products

5
Easy to use and great range of products Reviewed on: 8th June 2026

good experience using PayPal credit app is grea...

5
Very good experience using PayPal credit app is great easy to understand and keep track on spending and repayments Reviewed on: 8th June 2026

Very simple and intuitive user interface on both app...

5
Very simple and intuitive user interface on both app and web make it a doodle for purchases and sending and receiving money Reviewed on: 8th June 2026

Always what you need when you want it

5
Always what you need when you want it Reviewed on: 8th June 2026

SUPER QUICK AND EASY TO USE.

5
SUPER QUICK AND EASY TO USE. Used it to pay for flights multiple times. Would reccomend Reviewed on: 8th June 2026

PayPal credit is so easy to use with simple and secu...

5
PayPal credit is so easy to use with simple and secure log in and access. The app is great to use, can easily navigate yourself around the app to get what you need Reviewed on: 8th June 2026

It's really good!

5
Good value service, quick and easy to use. Set up is fast and pain free, the options on how to manage your account are vast and have everything you could want. Reviewed on: 8th June 2026

nice to have 4 months of intrest free period

5
It is really nice to have 4 months of intrest free payout period for each transaction over 100 Pound along side occasionally some extra promotions and reward points. Reviewed on: 8th June 2026

I have used PayPal for secure purchases and their pa...

5
I have used PayPal for secure purchases and their pay in 3 service and have never had any issues Reviewed on: 8th June 2026

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