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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I would say it's my flexible friend...

Offered the type of credit I needed, at the time I needed it. Great flexibility and easy to manage. I like that it's part of PayPal, who I have been using for a while without any problems. Reviewed on: 8th June 2026

nice to have 4 months of intrest free p...

It is really nice to have 4 months of intrest free payout period for each transaction over 100 Pound along side occasionally some extra promotions and reward points. Reviewed on: 8th June 2026

Very professional service .

Very professional service . Never had an issue . The offers, deals and special offers are really competitive. I trust the process and ease of use . Have no problem recommending PayPal to anyone Reviewed on: 8th June 2026

Easy to use and good payment option.

Easy to use and good payment option. Reviewed on: 8th June 2026

Happy Credit

Easy to use. PayPal and 4 months credit free is my go to for a bit of breathing space. Reviewed on: 8th June 2026

Online payment confidence

PayPal credit provides that additional layer to online payment security. Reviewed on: 8th June 2026

Safe way to pay.

Safe way to pay. Cash back and super customer support. I never had bad experience with paypal Reviewed on: 8th June 2026

Great service, easy to use, and helpful for managing...

Great service, easy to use, and helpful for managing larger purchases. Would recommend. Reviewed on: 8th June 2026

PayPal excellent way to pay

PayPal credit has always been an excellent way of buying something and paying for it over time, it has always been my way of buying something instead of a credit card 5***** Reviewed on: 8th June 2026

My PayPal

Excellent service and safe and secure online shopping Reviewed on: 8th June 2026

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