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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Easy to use and navigate.

5
Easy to use and navigate. Opening and using account a pleasant experience Reviewed on: 8th June 2026

Excellent

5
I have used this product for a number of years and have been satisfied Reviewed on: 8th June 2026

Paypal agents always go the...

5
Always find paypal customer services always go the extra mile for their customers , and very helpful, considerate, polite and friendly .you never wait to long to be put through to a advisor and they always ring you back if use lose your sognsl whilst talking . Reviewed on: 8th June 2026

Pay In 3 is good, but the repayment options are not...

4
Pay In 3 is good, but the repayment options are not as user friendly as Klarna. PayPal credit needs an option to let you assign a payment to a specific transaction. Reviewed on: 8th June 2026

nice n easy

5
its the easy way to pay when your a little short of money but Paypal credit lets you pay monthly over how you choose Reviewed on: 8th June 2026

An easy soultion enabling fast transactions,

5
Easy soultion enabling fast transaction, Reviewed on: 8th June 2026

I feel safe using PayPal.

5
I feel safe using PayPal. Very good credit options. Responsive to queries. Reviewed on: 8th June 2026

Great customer service.

5
Great customer service. , professional, reliable, deal with any queries very quickly Reviewed on: 8th June 2026

I am so glad that I have PayPal account and I have t...

4
I am so glad that I have PayPal account and I have this account for several years Reviewed on: 8th June 2026

Paypal Credit

5
PayPal Credit both great and flexible! Reviewed on: 8th June 2026

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