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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Contact via the PayPal is simple and quite easy and...

4
Contact via the PayPal is simple and quite easy and once you have a pass code number you get a person to talk over your enquiry very quickly. The staff are well trained to give professional advice very openly with transpartencey Reviewed on: 8th June 2026

Very helpful and swift payment on my purchases.

5
Very helpful and swift payment on my purchases. Reviewed on: 8th June 2026

Useful to have, helps credit score

4
.Useful to have, helps credit score Reviewed on: 8th June 2026

General Question

5
Any questions that I need answered are dealt with quickly and efficiently. Reviewed on: 8th June 2026

Had a couple of ebay issues but a single reporr to p...

5
Had a couple of ebay issues but a single reporr to paypal customer service each time sorted it out immediately. The temporary refund is a lovely feature. I feel so sure paypal has my back in an online world so difficult to navigate at times. Reviewed on: 8th June 2026

ive never had a problem with PayPal and ive been wit...

5
ive never had a problem with PayPal and ive been with them years 1st class Reviewed on: 8th June 2026

Very easy to use, good service, safe and excellent p...

5
Very easy to use, good service, safe and excellent protection. Reviewed on: 8th June 2026

Pay pal feedback

5
Great service, pay in three is great, customer service is very good Reviewed on: 8th June 2026

The easiest way to Pay!

4
Using PayPal more and more on for security and ease of payment. I often use the pay in the three months option in the short term; often paying it off before the time is up. Reviewed on: 8th June 2026

Always easy to use the app for anything

5
Always easy to use the app for anything Reviewed on: 8th June 2026

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