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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Pay in three

PayPal give you options to pay for items in three payments. Helps spread the cost, and interest free. Reviewed on: 8th June 2026

Easy straight forward and Transparant

Easy straight forward and Transparent.PayPal have made the process of purchasing a whole lot easier Reviewed on: 8th June 2026

Easy to use

Convenient credit easy to use. Safe to use and easy to manage online Reviewed on: 8th June 2026

Paypal credit

Easy to use with clear info re payments making it easy to keep track and manage payments Reviewed on: 8th June 2026

Flexible long term repayment plan allowed me to purc...

Flexible long term repayment plan allowed me to purchase my first university laptop. Reviewed on: 8th June 2026

Easy to use, repayment service is easy.

Easy to use, repayment service is easy. Never had any issues Reviewed on: 8th June 2026

Easy to use, good choice of payment methods

Easy to use, good choice of payment methods Reviewed on: 8th June 2026

It has been amazing.

It has been amazing. Good that it is 4 months no interest. Large credit limit Reviewed on: 8th June 2026

Great advice when needed and i can shop online with...

Great advice when needed and i can shop online with confidence Reviewed on: 8th June 2026

vice i have been with paypal for years I ha...

Great service i have been with paypal for years I have never had a problem dealing with the customer service if I was unsure of something they put me at ease and dealt with it quickly and efficiently. Reviewed on: 8th June 2026

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