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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Pay pal is the way to go

PayPal credit suits my lifestyle the easy pay allowed he to buy extras Reviewed on: 8th June 2026

Staying in control

Paypal has allowed me to take control back of my spending.To chose between pay in 3 or putting larger spends on paypal credit. The flexibility to pay whenever suits me allows me to manage my money and the freedom to pay extra when I can helps me to pay things off quicker.Also using PayPal when buying things online gives me the confidence of knowing my money is protected if something goes wrong.I have only ever had to phone customer service twice and both times the advisor was really helpful. Paypal is an absolute game changer . Reviewed on: 8th June 2026

Responsible Credit Control and a listening Ear.

PayPal has helped me manage my credit spending and keep it to a reasonable monthly outlay. They do not use string arm tactics when I have to limit my repayments.It makes me more likely to maintain my credit ratings. Reviewed on: 8th June 2026

My pal your pal PayPal.

I have found PayPal to be easy to use and any issue I have had was sorted quickly. I have found the pay in three option very useful to help budget for certain items. Reviewed on: 8th June 2026

Costumer service is always very nice and helpful

Costumer service is always very nice and helpful Reviewed on: 8th June 2026

Great services

Excellent choice of services with split payment and credit options Reviewed on: 8th June 2026

Just really helpful and quick.

Just really helpful and quick. Thats all you want from Paypal Reviewed on: 8th June 2026

I have been using Pai Pal's services for many years.

I have been using Pai Pal's services for many years. I've never been let down. They help resolve conflicts with any issue. A very high level of responsibility. Reviewed on: 8th June 2026

Pay Pal , still good

Sometimes customer service hold seller side, rich can do more. Pay in 3 could be more flexible for e.g: limit is 500 but item what you want buy is 510, and its no chance to buy. But im with paypal years already and still is my favorite, but years ago customer was first always. Feel more safe then now. Reviewed on: 8th June 2026

PayPal are fast and efficient and always make everyt...

PayPal are fast and efficient and always make everything clear Reviewed on: 8th June 2026

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