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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Would recommend PayPal Credit.

Would recommend PayPal Credit. It’s a safe way to pay and I ideally split my payments in 3 or over 3 months 0% it gives a good way to pay and many different retailers use it. Reviewed on: 8th June 2026

Always helpful amd friendly when any issues have ari...

Always helpful amd friendly when any issues have arisen. I have been a PayPal customer for many years Reviewed on: 8th June 2026

Very convenient and flexible way for shopping.

Very convenient and flexible way for shopping. You can buy the things you like with no hassle. Customer service is excellent as it's always straightforward, quick and reliable. Reviewed on: 8th June 2026

My experience thus far has been great.

My experience thus far has been great. Reviewed on: 8th June 2026

Fast, Flexible and Reliable Credit Service

I have had an excellent experience with PayPal Credit. The application process was straightforward, and managing my account is simple and convenient through the PayPal app and website. The flexibility to spread the cost of purchases has been extremely helpful, and everything is explained clearly with no surprises. Payments are easy to make, statements are easy to understand, and I have always found the service reliable. What stands out most is the convenience and peace of mind that comes with using PayPal Credit. It integrates seamlessly with online purchases, making transactions quick and secure. Overall, I would highly recommend PayPal Credit to anyone looking for a flexible, easy-to-use credit option backed by excellent customer service and a trusted brand. Reviewed on: 8th June 2026

Excellent service and always happy with the service

Excellent service and always happy with the service Reviewed on: 8th June 2026

EFFICIENT AND USERFRIENDLY

provides a reliable and userfriendly platform that makes payment processing straightforward and efficient. The service is easy to navigate with responsive customer support when needed. Reviewed on: 8th June 2026

Great service

Love the interest free period, nice that I can rely on the buyer protection too. Reviewed on: 8th June 2026

Very good from start to finish, advisor was helpful...

Very good from start to finish, advisor was helpful and process went smoothly Reviewed on: 8th June 2026

perfect, easy payment portal, great customer service...

perfect, easy payment portal, great customer service, fair payment terms and I like that its a really trusted brand like paypal so when there are issues you can talk to a real human and sort any issues much easier. Reviewed on: 8th June 2026

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