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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

5* Experience

5
Excellent service from PayPal. Highly recommended. Reviewed on: 8th June 2026

I've use pay pal for some years now and it's been fa...

5
I've use pay pal for some years now and it's been fantastic and I've had no problem with the service and I've had 100 percent guarantee if I've any problems with any orders I've been with Reviewed on: 8th June 2026

5 star paypal credit

5
Needed credit for emergency purchase. Paypal credit was easy and excellent value. Gave me what I needed straight away and excellent pay back options and time scale Reviewed on: 8th June 2026

Scammers killer

5
I pay everything with paypal because it’s safer to dispute scammers Reviewed on: 8th June 2026

Honestly

5
I honestly love PayPal, I have never had an issue with anything.. Anything I returned I got paid back for it.. I would recommend PayPal to anyone Reviewed on: 8th June 2026

Good product, easy to use as well

5
Good product, easy to use as well Reviewed on: 8th June 2026

PayPal - My Safe Place

5
Always easy to use, makes all my transactions smooth and quick but, most importantly, it's so safe. I feel protected with every transaction I make. Reviewed on: 8th June 2026

PayPal is very easy to use and very convenient for m...

5
PayPal is very easy to use and very convenient for me and my family Reviewed on: 8th June 2026

Very fast service, excellent interest rates.

5
Very fast service, excellent interest rates. Very frequent updates, feel safe and secure using PayPal. Always sends receipts and from which company. Highly recommend to friends and family. Reviewed on: 8th June 2026

Great service, Happy to use paypal

5
Great service, Happy to use paypal Reviewed on: 8th June 2026

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