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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal- paying people not just businesses.

I really appreciate the fact that I can use PayPal Credit (or ani credit card) for payment people, not just business. Reviewed on: 8th June 2026

For financial service and security go Paypal

I have used Paypal since about 2007 and it is obvious if I was not being given the best of service, peace of mind over my information security we would have parted company some time ago. In this day and age security is my main concern and along with extremely good service I know Paypal is watching my back. Reviewed on: 8th June 2026

Really easy & straight forward accounts, all financi...

Really easy & straight forward accounts, all financial implications of holding accounts available to read in one place & in plain layman's terms. The pay in 3 is excellent value & used a lot. I've had my main accojnt for many years & find it invaluable when paying large amounts of money through PayPal to come directly out of my banking account. I feel safer doing it this way due to the safeguards PayPal offer. Reviewed on: 8th June 2026

I've never had any problems with PayPal and any prob...

I've never had any problems with PayPal and any problems with sellers have been resolved very quickly with PayPal staff Reviewed on: 8th June 2026

The customer service was topnotch.

The customer service was topnotch he was patient polite and very respectful. The customer made sure I understood how the services worked and he gave me assurance while I was panicking on the pay was going to be. Reviewed on: 8th June 2026

Very easy to use, good rates!

Very easy to use, good rates! Great customer service if you have an issue. Reviewed on: 8th June 2026

PayPal has helped me make many purchases with paining 3

PayPal has helped me make many purchases with paining 3 Reviewed on: 8th June 2026

Well organised and very convenient

Well organised and very convenient Reviewed on: 8th June 2026

A good way to budget

Very good, easy to navigate and a great way to budget your spending . Reviewed on: 8th June 2026

I find PayPal extremely helpful and user friendly.

I find PayPal extremely helpful and user friendly. My only issue is it can take a few days for the money to be taken out of your account when you make a payment via PayPal. This can lead to a few issues. However pay in 3 and PayPal credit are extremely amazing tools to have. Reviewed on: 8th June 2026

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