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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal is the best

Applying for PayPal credit was so easy, easy to keep an eye on your spending in the App. Reviewed on: 8th June 2026

Secure way to pay.

Secure way to pay. Payment over 3 months very convenient yo spread payment Reviewed on: 8th June 2026

Faultless experience.

Faultless experience. No problems at all. Reviewed on: 8th June 2026

Recovered payment in full for faulty goods when comp...

Recovered payment in full for faulty goods when company refused a refund. Reviewed on: 8th June 2026

Safe platform for day to day finances

Brilliant platform very easy with prompts to follow, providing easy flowing transfers to friends and family and ways to share bills, in addition the credit fascilities are easy to navigaye with the addition of interest free. Reviewed on: 8th June 2026

I love the app and the financial flexibility it has...

I love the app and the financial flexibility it has given me. It’s also helped me increase my credit score. Reviewed on: 8th June 2026

Ten out of ten reliable company to dwal with

Ten out of ten reliable company to dwal with Reviewed on: 8th June 2026

PayPal Credit has enabled me to purchase things with...

PayPal Credit has enabled me to purchase things without having to use an expensive credit card. It gives me the option of free interest (payments in three) for things I want/need but would be too much to pay completely in one go. Communication is consistent and a helpful reminder when payments are due. Reviewed on: 8th June 2026

Never had issues, smooth from start to finish, eases...

Never had issues, smooth from start to finish, eases the burden for essential purchases. Reviewed on: 8th June 2026

Very pleasant.

Very pleasant. Customer service is especially the strongest aspect. Reviewed on: 8th June 2026

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