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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Safe, quick & easy, what's not to love!

I find it so convenient and quick & easy to use. And it makes me feel my transactions are safe & protected. I especially love pay in 3 which helps me spread payments for bigger purchases. Reviewed on: 8th June 2026

The choice for everyone

Easy to use and plenty of time to pay back Reviewed on: 8th June 2026

Pay in 3 grear

Pay in 3 great helps spread the cost and gets the goods to the door Reviewed on: 8th June 2026

PayPal credit

Very easy to organise and easy to use. Very convenient for those needy purchases when you least expect them. Flexible repayments too Reviewed on: 8th June 2026

Best there is...

Been using PayPal for years now and I've never had a problem with them that wasn't fixed quickly. They are the best for a very good reason - safe and reliable and easy to use. None of the endless hoops you get from other providers. Reviewed on: 8th June 2026

PayPal credit it great and easy to use, I prefer the...

PayPal credit it great and easy to use, I prefer the 0% for 4 months as it doesn’t impact credit score. Reviewed on: 8th June 2026

Why save up when I can have it now

I can afford to buy what I want now and not have to wait . The app is so easy to use and if Iv got any queries they quickly answer any questions on the chat or phone call Reviewed on: 8th June 2026

PayPal is a very useful tool to have in your wallet

Had some great PayPal experiences but also had a couple of absolute nightmares too Reviewed on: 8th June 2026

Not easy to talk to a human.

Not easy to talk to a human when there is an issue. To much reliance on searching online or talking to a bot that you still can’t get an answer for your problem. Reviewed on: 8th June 2026

I have used PayPal for online transactions for many...

I have used PayPal for online transactions for many years and it has consistently provided me with confidence when shopping online. On the occasions where I have encountered problems with purchases, PayPal's dispute resolution process has been straightforward and effective. Knowing that there is buyer protection available has given me peace of mind and made PayPal my preferred payment method. Their commitment to customer protection and secure transactions is why I believe they deserve recognition as a leading retail finance provider. Reviewed on: 8th June 2026

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