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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

First class app

5
First class app with great features and great rates Reviewed on: 8th June 2026

PayPal are always there and very easy to get hold of.

5
PayPal are always there and very easy to get hold of. They sort all your queries quickly and you can actually speak to a human. Reviewed on: 8th June 2026

Best way to securely buy with confidence...

5
I buy most everything through PayPal & have done for many years. I feel it’s a safe & secure transaction platform. I have used the customer services too & they took up my case & sorted it out with a supplier. I will continue to use them for my purchases Reviewed on: 8th June 2026

PayPal's got your back!

5
PayPal is convenient and my experience with the customer service has been excellent. I had an issue with a vendor whom I paid but did not receive my service. Paypal helped me tremendously and I got my money back Reviewed on: 8th June 2026

Instantly got PayPal credit.

5
Instantly got PayPal credit. It’s a brilliant facility, I love it! Reviewed on: 8th June 2026

Use paypal credit a lot for my bigger purchases, eas...

5
Use paypal credit a lot for my bigger purchases, easy to use, very clear, fair and makes my life easier Reviewed on: 8th June 2026

First class service

5
Quick & easy app & always feel safe & confident using pay pal & clear showing of transactions Reviewed on: 8th June 2026

Very informative and easy to use, cannot recommend e...

5
Very informative and easy to use, cannot recommend enough!!! Reviewed on: 8th June 2026

Easygoing interest free payments

5
I love the ease and safety of using the pay pal app and whe I make a larger sum payment I opt for the 3 interest free payment to spread the cost Reviewed on: 8th June 2026

PayPal has been great for all my retail transactions

5
PayPal has been great for all my retail transactions Reviewed on: 8th June 2026

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