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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

PayPal is my main online payment platform.

5
PayPal is my main platform making payments online.I find it safe an easy. Reviewed on: 8th June 2026

Paypal has thus far been very reliable and makes me...

5
Paypal has thus far been very reliable and makes me trust the making business via them is secured. I tend to select PayPal for most, if not all my online shopping being confident I will get support from them. Reviewed on: 8th June 2026

Best payment method , all in one place

5
Best payment method , all in one place Reviewed on: 8th June 2026

Flexible to suit me

5
PayPal credit is flexible, offering pay in 3, and 4 months 0% interest. The rewards are great too Reviewed on: 8th June 2026

it is what it is - very handy to have

5
it is what it is - very handy to have Reviewed on: 8th June 2026

Smooth Sailing

5
Always been smooth sailing with PayPal, transactions, sending money to family and friends and buying crypto easily. Reviewed on: 8th June 2026

PayPal credit is hassle free purchase for what we ne...

5
PayPal credit is hassle free purchase for what we need, it’s quick, safe and secure to use. Just one click away for purchasing your fancy item. Interest free payment options is excellent way of payment. Thank for the PayPal services Reviewed on: 8th June 2026

Great customer satisfaction and excellent service

5
Great customer satisfaction and excellent service Reviewed on: 8th June 2026

Very helpful .

5
This has been very helpful to me as when I need to buy anything and finance are stretched temporarily . Reviewed on: 8th June 2026

Really easy app to use, excellent safety features an...

5
Really easy app to use, excellent safety features and good credit terms Reviewed on: 8th June 2026

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