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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

always friendly and helpful.

always friendly and helpful.I never have a problem using paypal. Reviewed on: 8th June 2026

Excellent .

I’ve had a positive experience with PayPal Credit. It’s easy to use, simple to manage, and gives me extra flexibility when making purchases. The online account is straightforward, and everything is clear and convenient. I would happily recommend it. Reviewed on: 8th June 2026

I really enjoyed that I can pay by 3, and no interes...

I really enjoyed that I can pay by 3, and no interests in credit card for 4 months . Customer service are also good. Reviewed on: 8th June 2026

Easy to use and simple to understand.

Easy to use and simple to understand. Never had any reason to contact customer support Reviewed on: 8th June 2026

Find it very useful more secure than using a card.

Find it very useful more secure than using a card and easy availability to spread the cost. Reviewed on: 8th June 2026

Affordable and convenient

I find PayPal Credit a better choice of credit, superior to other credit cards I hold. My only bugbear would be the statements not being as clear as Id expect. Reviewed on: 8th June 2026

Easy to use and payment goes through without stress.

Easy to use and payment goes through without stress. Reviewed on: 8th June 2026

I just find PayPal very easy to use and I...

I just find PayPal very easy to use and I trust them Reviewed on: 8th June 2026

Excellent service all round

Excellent service all round, very easy to keep track via the app. Reviewed on: 8th June 2026

Helpful for building my business

PayPal Credit has helped me build up the equipment I’ve needed for my business over time. It has allowed me to spread the cost of important purchases instead of having to pay everything upfront, which has been useful when investing in cameras, editing gear, and other work essentials. The process has been straightforward, and it has given me more flexibility when managing business expenses. Reviewed on: 8th June 2026

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