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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Use the pay in 3 feature for large transactions.

Use the pay in 3 feature for large transactions. Helpful if you can it off. Reviewed on: 8th June 2026

PayPal is my very own personal bodyguard when purcha...

PayPal is my very own personal bodyguard when purchasing online. I feel safe and protected when buying goods and if there is a problem, they will listen and react. I could not imagine buying anything online without PayPal. Reviewed on: 8th June 2026

Dependable.

Dependable. For spending outside your budget, this is a lifeline. Reviewed on: 8th June 2026

Excellent service and really easy to use.

Excellent service and really easy to use. Reviewed on: 8th June 2026

Great choice for better money management, easy to na...

Great choice for better money management, easy to navigate and easy to keep tabs on your budget Reviewed on: 8th June 2026

So easy to use online , the credit is simply...

So easy to use online , the credit is simply laid out Reviewed on: 8th June 2026

I love the way you can pay and spread the...

I love the way you can pay and spread the payments Reviewed on: 8th June 2026

Easy to use, and accepted by many retailers.

Easy to use, and accepted by many retailers. Reviewed on: 8th June 2026

Always handy to use to pay even flights for holidays...

Always handy to use to pay even flights for holidays Reviewed on: 8th June 2026

PayPal review

Been using PayPal for many years now and never had an issue, highly recommend! Reviewed on: 8th June 2026

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