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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Used PayPal pay in 4 months at 0% interest which is...

Used PayPal pay in 4 months at 0% interest which is fabulous! Reviewed on: 8th June 2026

PayPal is a great way to buy and spread payments wit...

PayPal is a great way to buy and spread payments with a reward scheme in place. Reviewed on: 8th June 2026

Easy to manage

Easy to manage and not too expensive with interest Reviewed on: 8th June 2026

Easy to use interest free for 3 months is very...

Easy to use interest free for 3 months is very good Reviewed on: 8th June 2026

Very easy to use and how many months interest free

Very easy to use and super clear how many months you are getting interest free and when to repay and what. Reviewed on: 8th June 2026

Had a very good experience with PayPal

Had a very good experience with PayPal Reviewed on: 8th June 2026

Never had any issues always there if I need them

Never had any issues always there if I need them Reviewed on: 8th June 2026

Enjoy every day using everything all the time

Very good dealing with PayPal using all the time very helpful Reviewed on: 8th June 2026

always good experience with PayPal.

always good experience with PayPal. I have been using PayPal for all my transactions because it ls the best and secure way to pay. Reviewed on: 8th June 2026

Simple, Secure, and Efficient

My experience with PayPal has been very positive. The platform is easy to use, secure, and makes online transactions quick and convenient. Setting up an account was straightforward, and linking my bank account and cards was simple. I particularly appreciate the fast payment process and the added layer of security when shopping online, as I don’t have to share my card details with every merchant. The mobile app is user-friendly and allows me to send, receive, and track payments effortlessly. Overall, PayPal has provided a reliable and efficient payment experience that I trust for both personal and online purchases. Reviewed on: 8th June 2026

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