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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Monthly help .

Efficiency, convenience and easy to understand . It is a big help in making your money work for you to get the most out of your monthly income . Reviewed on: 8th June 2026

Excellent service.

Excellent service. Highly recommend. Very happy with it. Reviewed on: 8th June 2026

This is how customer service should be done!

The reason I have rated all questions with full marks is because, whenever I have interacted with the teams on the phone they are very; welcoming, precise, professional, articulate. They have always engaged nicely and a pleasure to talk. Whenever I've had questions - they've always responded with the correct information and always end the call - asking if there is anything they can help with. The entire end-to-end - process is always seamless for me. I truely value and appreciate the team over the phone because they give me confidence I'm dealing with an organisation that cares and take security very seriously. Reviewed on: 8th June 2026

PayPal credit

Costumers service is very professional,fast response and very helpful, quiet nice experience having in mind we dealing with a financial service. Reviewed on: 8th June 2026

Paypal have done an incredible job with their featur...

Paypal have done an incredible job with their features and offerings but always wit excellent customer service also, well done! Reviewed on: 8th June 2026

Reliable service

I’ve been a customer on PayPal for number of years and I’ve been always happy with the facility provided to make even more expensive purchases possible and pay overtime. PayPal is reliable and trustworthy. Also the customer service department is excellent , efficient and very professional. Reviewed on: 8th June 2026

Good value, easy to use.

Good value, easy to use. Interest rate excellent and payment period very reasonable. Reviewed on: 8th June 2026

Always there for you .

Just when you think you’re ok , something crops up , when you have to buy something with no money available. But PayPal are there for you . Thank you . Reviewed on: 8th June 2026

Ive used many of the PayPal Credit options and have...

Ive used many of the PayPal Credit options and have had no problems..I'd recommend to anyone who needs more time to pay for things. Reviewed on: 8th June 2026

Excellent experience

I have had an excellent experience with Pay Pal, I find the products they offer good value, particularly the pay in 3 months Reviewed on: 8th June 2026

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