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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

PayPal was easy to apply for and was available when...

PayPal was easy to apply for and was available when I needed it. The balance transfer was what I needed at the time and the interest free period helped immensely Reviewed on: 8th June 2026

You are simply the best!

The best helper whenever you need a bit of support! Reviewed on: 8th June 2026

PayPal gives me a state of mind about that my money...

PayPal gives me a state of mind about that my money reaches me or other recipients. When I had issues with payment, customer services were ever so helpful and the issue was closed out very quickly. Reviewed on: 8th June 2026

Paypal worth a Punt

I absolutely love PayPal & to be honest I’ve never had any issues that I can remember. Reviewed on: 8th June 2026

Safe and Sure

Never had any problems being granted credit. Pay in three also excelent Reviewed on: 8th June 2026

PayPal gives me the flexibility to get things I need...

PayPal gives me the flexibility to get things I need for my newborn daughter without having to worry about finding the money straight away, absolute life saver! Reviewed on: 8th June 2026

I feel safe in the knowledge that my password is pro...

I feel safe in the knowledge that my password is protected. Queries are dealt with quickly. My Bank reassures.me that PayPal is a reliable company. Reviewed on: 8th June 2026

PayPal Review

Very good and easy to use… good customer service…I have been using this for a lot of times and helps a lot specially when someone has payment issues and gets the chance to pay in 3. Very happy and satisfied. Reviewed on: 8th June 2026

always been good for me

i have used PayPal Credit many times always been good for me Reviewed on: 8th June 2026

would not trust another company the way I trust PayPal.

The availability for instant credit to pay over 3 payments has been a life saver. That and the knowledge of my direct payments to sellers and my subscriptions being handled through PayPal, affords me with the security I need to ensure that I am valued as a purchaser. Knowing that PayPal will mediate with scurulous businesses on my behalf when necessary is yet more proof of how much I am valued. I would not trust another company the way I trust PayPal. Reviewed on: 8th June 2026

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