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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

PayPal highly recommend

5
PayPal is easily accessible and can be used in lots of places. Definitely recommend Reviewed on: 8th June 2026

Trust matters, and I trust PayPal

5
PayPal is in my opinion the most trustworthy company dealing with my money. Trust matters and I trust PayPal. Reviewed on: 8th June 2026

PayPal great

5
It is easy to use and the customer service js great Reviewed on: 8th June 2026

Excellent service

5
Any time I’ve had to contact customer service they have been excellent Reviewed on: 8th June 2026

No strings,straight forward and hassle free to set u...

5
No strings,straight forward and hassle free to set up and use,b together with detailed trasactions and statements on an easy to use app. make PayPal credit a great product. Reviewed on: 8th June 2026

It helps me with how I purchase items and makes it m...

5
It helps me with how I purchase items and makes it more affordable. Reviewed on: 8th June 2026

PayPal credit is the way to pay

5
It's easy to use and takes the hassle out of finding the money straight away Reviewed on: 8th June 2026

Convenient, Simple & Straightforward

5
Paypal Credit is a very convenient payment method and fairly straightforward to use at the checkouts. The Paypal app is easy to follow and all your queries and transactions are accessible in the app. Reviewed on: 8th June 2026

Trustworthy easy to use application!

5
Trustworthy easy to use application! The good news is that they’ve always got your back if there’s any problems Reviewed on: 8th June 2026

Make everything easier to buy what you need when you...

5
Make everything easier to buy what you need when you don't have enough money Reviewed on: 8th June 2026

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