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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

I use Paypal Credit for online purchases.

I use Paypal Credit for online purchases and I have signed up for the Paypal card. I find it very usual and i like the option to pay up my purchases in a set installment payment plan. I would recommend this to all. Reviewed on: 8th June 2026

Always easy to access.

Always easy to access. Quick efficient service. Reviewed on: 8th June 2026

Great way to pay for much needed items exceeding you...

Great way to pay for much needed items exceeding your monthly budget. Clear terms to avoid paying interest. Reviewed on: 8th June 2026

A reliable payment& credit entity

My payment and refund experience with PayPal has been 10 out of 10 excellent. My only issue came with PayPal credit. I had my bank cards stolen so ordered new ones. Theat meant my payment came out a day late due to me noticing that one was registered as the payment method. I got a £12 charge, and it will affect my credit file after having ZERO late payments for over a decade. So thanks for that PayPal credit ... Reviewed on: 8th June 2026

All ways helpful and good knowledge

All ways helpful and good knowledge Reviewed on: 8th June 2026

The credit function is so helpful, especially buy no...

The credit function is so helpful, especially buy now , pay in 4 months. Has helped me pay vet bills comfortably Reviewed on: 8th June 2026

Great service ,it's a fast and safo buy my pr...

Great service ,it's a fast and safe way to buy my products with that extra time to pay making life easier Reviewed on: 8th June 2026

Easy to understand and use good communication

Easy to understand and use good communication Reviewed on: 8th June 2026

Very happy with PayPal Credit service!

Very happy with PayPal Credit service! Reviewed on: 8th June 2026

Great so far.

Great so far. Just a few times I raised complaints and they just closed it in favour of the seller without contacting me for anything at all. I thought that wasn’t fair but generally PayPal is great to use. Reviewed on: 8th June 2026

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