Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

View other PayPal products

4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181133)

Always easy to use, any issues Customer service are...

Always easy to use, any issues Customer service are happy to help Reviewed on: 8th June 2026

Great service and really easy to use !

Using PayPal for years any don’t have any complaints about them whatsoever! Really trustful and easy to use ! Reviewed on: 8th June 2026

PayPal are the most reliable and reputable company o...

PayPal are the most reliable and reputable company out there. They offer excellent products. Customer service is excellent. The app is so easy to use. Everything is within control of your fingertips Reviewed on: 8th June 2026

I find it really easy to use & pay for things or tra...

I find it really easy to use & pay for things or transfer money plus have the credit card Reviewed on: 8th June 2026

Credible service

Very clear and transparent service. PayPal has credible reputation, they have few options to choose from which is nice to have. Reviewed on: 8th June 2026

Yes please

Yes its pretty good and long winded who wants to write a review anyway Reviewed on: 8th June 2026

My PayPal & Me.

I use PayPal credit for all my online purchases £100+ & always use the 0% over 4 months option. It's flexibility is what attracts me the most. Reviewed on: 8th June 2026

PayPal credit is easy to use and easy to keep track of.

PayPal credit is easy to use and easy to keep track of. Payments are quick and simple to make. Reviewed on: 8th June 2026

Very handy.

Easy way to pay for shopping when needed extra support. Reviewed on: 8th June 2026

Have found paypal easy to use and good at resolving...

Have found paypal easy to use and good at resolving any issues that I have had to raise.Very quick to resolve issues with vendors and have always kept me informed of any progress. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101290 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub