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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58463 reviews)

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4.91

Based on 58,463 reviews, last reviewed 10th Apr 2026

705700% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I primarily use PayPal for the convenience of online... I primarily use PayPal for the convenience of online shopping and sometimes transferring money Reviewed on: 10th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58463)

It's an easy service to use. Customer care is also commendable

It's an easy service to use. Customer care is also commendable Reviewed on: 13th June 2022

PayPal Credit makes things so easy!

PayPal Credit has been one of the best products offered by PayPal in a long time. It's so easy to manage things and their 0% interest offers with so many vendors is extremely appealing. If you're looking for that next bit of tech to help improve your work, or need to replace something quickly, but don't want to have to dip into your savings, uPayPal Credit has you covered. It allows you not have to worry about any issues as you can see everything you need to so easily in their app and their customer service team is incredibly helpful and responsive if you're unsure of anything or have any issues with payments. Reviewed on: 13th June 2022

simple

really user friendly, great experience. can see exactly what you’re borrowing and how much you’re repaying easily and quickly Reviewed on: 13th June 2022

Couldnt fault PayPal

PayPal is my favourite way to pay. You get lots of choice whether it’s pay in 3 or pay later which makes families like mine able to buy things we wouldn’t be able to pay for out right. So thank you! I’ve had PayPal credit now for many years & I wouldn’t go else where for credit. The apr has always been fair & worth while. We also love that payments over £100 means we get 4 months free apr which is such a good offer that we use quite often. Thank you so much PayPal! Reviewed on: 13th June 2022

So easy to use!

Had no problems, easy to use and perfect for any purchase! Reviewed on: 13th June 2022

Got to love paypal

Just love paypal you have 4 months interest free to pay back your balance hassle free would highly recommended Reviewed on: 13th June 2022

The most secure and safe payment method

The most secure and safe payment method to use when you shop online. Reviewed on: 13th June 2022

Excellent service

Great team I had a problem very quickly sorted Reviewed on: 13th June 2022

Great service.

I have been using PayPal Credit service for several years for my online purchases. Like everything else in life sometimes things aren't going according to plan. PayPal has made me feel safe in all of my dealings. They have protected me against fraudsters in several occasions and put things back in order without any hustle whatsoever. Thank you for the great service. Both thumbs up. Reviewed on: 13th June 2022

My best friend

Always there for me when times are good and bad or if you need a little pick me up Reviewed on: 13th June 2022

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