Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

View other PayPal products

4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181133)

Security

Security is a priority when online and paypal gives me the confidence to make a purchase Reviewed on: 8th June 2026

Great services from Paypal and good to spread paymen...

Great services from Paypal and good to spread payments out over 4 months Reviewed on: 8th June 2026

Good experience

My experience with PayPal is really good, easy to contact customer service. Recommended Reviewed on: 8th June 2026

Easy peesy

I use paypal for everyday essentials and its very easy.. Reviewed on: 8th June 2026

PayPal is my go to place to pay bills online

I have used PayPal for years and would be lost without them. They give an excellent service and I feel much more relaxed with paying bills etc through them. Reviewed on: 8th June 2026

Always read the small print!!

It's a good opportunity to split the payment into three or four parts, but it's also important to be aware that if the seller is not reliable, PayPal will not resolve the issue. Always check the small print!! Reviewed on: 8th June 2026

Love using paypal

So easy to use and feel safe paying with paypal Reviewed on: 8th June 2026

Great for spreading out payments

As a pensioner, I sometimes need to stick to a monthly budget and PayPal Credit helps me do that if I need to make a more costly purchase. It's easy to use at checkout and having set up a monthly direct debit I can feel happy that I won't end up having to pay any unexpected interest Reviewed on: 8th June 2026

I use PayPal for nearly everything because I can cla...

I use PayPal for nearly everything because I can claim my money back Reviewed on: 8th June 2026

It works fine and I like the physical card that came...

It works fine and I like the physical card that came with it. Now it’s much easier to use credit if I need it. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101290 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub