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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

The app is very easy to navigate

The app is very easy to navigate and everything is fully explained Reviewed on: 8th June 2026

A no fuss way to pay for those unexpected breakdowns.

When I need to buy more expensive items it's a no fuss way to pay. I pay over the minimum amount to lessen the interest, which is a pretty standard rate. The terms are clear and help is only a call away if you have any questions. I find it great for an unexpected calamity e. g. Oven broken. Reviewed on: 8th June 2026

Any time

Any time i have problem with any orders they soon rectify for me Reviewed on: 8th June 2026

Always found PayPal credit easy to understand and use

Always found PayPal credit easy to understand and use Reviewed on: 8th June 2026

PayPal here to help when it matters most..

So easy and zero interest is just perfect for hard times thank you PayPal. Reviewed on: 8th June 2026

Great way to manage your money

I have found PayPal Credit a great way to manage purchases and improve my credit rating. It is really easy to manage my payments, statements are clear and easy to understand. I have had several offers where larger purchases have been offered on 4 months interest free credit meaning payments can be spread over time. Reviewed on: 8th June 2026

Excellent PayPal

I find PayPal very easy to use and I now pay by standing order via my bank and customer service is excellent Reviewed on: 8th June 2026

I think it’s a great service but there are concerns

I think it’s a great service but I feel that the promotional offers that are applied, you should be able to choose what you pay off when you make a payment. Instead of it coming off whatever is sooner. I also feel that the breakdown of interest and charges isn’t very clear. However my biggest complaint is that the payment that comes out every month never comes out on the same day consistently, so there has been countless amounts of times I’ve been charged a late fee because the money I put into my account at the start of the month gets taken up by something else if the payment doesn’t come out when it says it’s supposed to. Reviewed on: 8th June 2026

I used PayPal Pay in three and had no problems at all.

I used PayPal Pay in three and had no problems at all.I found It easy to manage my money Reviewed on: 8th June 2026

Great credit repayment scheme, fast and reliable ser...

Great credit repayment scheme, fast and reliable services. Reviewed on: 8th June 2026

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