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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181132 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181132)

Great way to buy now pay later!

Great way to buy now pay later! Secure way to pay money back over time. Definitely a better alternative to other credit loaners! Reviewed on: 8th June 2026

Easy transaction

It’s really easy to use and plenty of benefits Reviewed on: 8th June 2026

Always very professional

Always very professional . A really good quality product. Reviewed on: 8th June 2026

Good customer service when needed it.

Good customer service when needed it. Love pay in 3 option. Reviewed on: 8th June 2026

PayPal is a great way to pay for items that you cant...

PayPal is a great way to pay for items that you cant pay for in full you are guided threw every detail and explained how it works I would recommend it to my family and friends. Reviewed on: 8th June 2026

Overall good experience, despite confusing sometimes

I have a girl had a good experience, but the app is not always clear to me in terms of what’s a balance and when I have overpaid. However, enjoy the service. Reviewed on: 8th June 2026

It was easy and fast, without any problmes.

It was easy and fast, without any problmes. Nothing wrong and the app is amazing. Reviewed on: 8th June 2026

Really easy to use, always reminds me when to payetc

Really easy to use, always reminds me when to payetc Reviewed on: 8th June 2026

A secure, reliable and flexible payment solution

I am very impressed with PayPal and the convenience it provides when making secure online purchases. The platform is easy to use, gives me confidence that my payment details are protected, and makes transactions quick and straightforward. The feature I value the most is the flexibility offered through PayPal Credit. This allows me to spread the cost of larger purchases, which can be extremely helpful when essential items are needed but I do not have the full amount available immediately. Overall, PayPal offers a secure, reliable and flexible payment solution that makes online shopping much more manageable and accessible. Reviewed on: 8th June 2026

It is an accessible and reliable payment tool.

It is an accessible and reliable payment tool. Reviewed on: 8th June 2026

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