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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

Thanks Paypal Credit

5
PayPal credit, as come in handy more times than once. It’s virtually used all over the net. I have used it many times for food shopping, clothe shopping ( my favourite) and I know I can afford the repayments because the % rate is very kind. I have been using PayPal credit for quite a while now and will continue to do so, thanks PayPal. Reviewed on: 8th June 2026

Absolutely tremendous service for a well established...

5
Absolutely tremendous service for a well established outfit Reviewed on: 8th June 2026

Excellent customer service and seamless transactions...

5
Excellent customer service and seamless transactions with security built into the process Reviewed on: 8th June 2026

Very helpful and easy to use.

5
Very helpful and easy to use. The process is simple, and managing payments is straightforward. Highly recommended. Reviewed on: 8th June 2026

I find paypal convinient and easy way to manage mone...

5
I find paypal convinient and easy way to manage money without having to carry large amount of money. Reviewed on: 8th June 2026

My experience with PayPal are always fantastic each...

5
My experience with PayPal are always fantastic each time I have to transact with PayPal. Reviewed on: 8th June 2026

Pay in 4 is really great for that bigger buy

5
The pay in 4 is really great when you want to buy something a little more expensive and spread the cost Reviewed on: 8th June 2026

Currently good, I haven’t had any issues with PayPal...

4
Currently good, I haven’t had any issues with PayPal or PayPal credit so overall is good. Reviewed on: 8th June 2026

I have had nothing but a Good experience so far

4
I have had nothing but a Good experience so far Reviewed on: 8th June 2026

Love PayPal always my favourite card ...

4
Always my go too card easy customer service and great rewards on points I like to use it abroad too Reviewed on: 8th June 2026

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