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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Always secure

I always feel secure using PayPal, I love having the option to pay in full or pay in three, any dispute I have had has been dealt with swiftly and efficiently. Sometimes I have felt I have been going around in circles but the advice I was given was good. Reviewed on: 8th June 2026

Easy to use, different options ro pay adapted to the...

Easy to use, different options ro pay adapted to the customer. Reviewed on: 8th June 2026

Brilliant function in the app.

Brilliant function in the app. Flexible terms for short periods of credit. Reviewed on: 8th June 2026

I love using PayPal, I honestly have no complaints -...

I love using PayPal, I honestly have no complaints - it’s so easy and I especially benefit from the credit option which gives me longer to pay off that other credit providers so it’s far more manageable and stress free. Reviewed on: 8th June 2026

PP IS THERE INSTANTLY AND NEVER FAILS TO BE AS SIMPL...

PP IS THERE INSTANTLY AND NEVER FAILS TO BE AS SIMPLE BUT AS SECURE AS POSSIBLE WITH CARE, EXCELLENT SERVICE Reviewed on: 8th June 2026

PayPal Credit Review

It is an easy to use service, communication is good, and the payments are easy to manage Reviewed on: 8th June 2026

Very easy to manage accounts from the application.

Very easy to manage accounts from the application. Reviewed on: 8th June 2026

PayPal is so easy to use

PayPal is so easy to use, contact, and make life so easy. I’ve linked it to a bank payment card which gives me total ease of use, without any worries. Reviewed on: 8th June 2026

PayPal credit is easy to use and really useful

PayPal credit is easy to use and really useful for them purchases you want a little more time to pay for. Good communication for when payments are required and the points you receive are a nice added bonus. Reviewed on: 8th June 2026

Great service in all transactions

Great service in all transactions Reviewed on: 8th June 2026

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