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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Great help when needed

Great help when I needed it easy to apply for and very quick with a positive answer Reviewed on: 8th June 2026

Always helpful

Always useful to have the option to pay by credit with payment options or just to pay up front and have PayPal cover.Ive used customer services a few times and they've always been very helpful. Reviewed on: 8th June 2026

Using Pay Pal is as easy as it gets.

Using Pay Pal is as easy as it gets. Simple to understand and the app is informative as to payments, interest accrued, if any, and sending/forwarding money or payments is a breeze. Reviewed on: 8th June 2026

Its so easy to apply for and really useful especiall...

Its so easy to apply for and really useful especially when you need something just before payday Reviewed on: 8th June 2026

It is an easier credit to get and reliable.

It is an easier credit to get and reliable. I am confident using it. I get an immediately notification of my credit movement and clear notifications about my payment when the date is approaching. Reviewed on: 8th June 2026

PayPal is widely accepted & easy to use.

PayPal is widely accepted and is so easy to use. I find their rates competitive. Reviewed on: 8th June 2026

Always pleasant very reliable best customer service...

Always pleasant very reliable best customer service by far. Reviewed on: 8th June 2026

PayPal feels a true pal.

PayPal feels a true pal. When need it it is there. Reviewed on: 8th June 2026

Pay Pal credit - splitting the cost

I've used Pay Pal`s free bill splitting service on a regular basis. It's a great way to spread a larger purchase over over a number of months without íncuring interest charges. I have not had any problems and, where appropriateI've told friends about this offering. Reviewed on: 8th June 2026

Affordable and easy to use,every day a financial fri...

Affordable and easy to use,every day a financial friend next to me Reviewed on: 8th June 2026

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