Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Always use PayPal on online purchases, keeps me feel...

5
Always use PayPal on online purchases, keeps me feeling safe and protected, like the 4mm this interest free for cheeky hobby purchases! Reviewed on: 8th June 2026

Really positive experience with Paypal

5
Really positive experience with PayPal Reviewed on: 8th June 2026

Well done

4
Everything perfectly if I can I use Paypal always Reviewed on: 8th June 2026

Very easy to apply and accepted all across the UK an...

5
Very easy to apply and accepted all across the UK and Internet. Come now in card form. Reviewed on: 8th June 2026

Been This is the best way to be safe and secure

5
Been very very happy with all aspects of paypal Reviewed on: 8th June 2026

Pay in 3

5
I like the pay in 3 and if you buy something over £99 you have 4 months to pay, giving you a chance to budget while not having to wait for items. Reviewed on: 8th June 2026

A very good option to spread the cost

5
A very good option to spread the cost Reviewed on: 8th June 2026

PayPal is fast and efficient loving the points they...

5
PayPal is fast and efficient loving the points they give for spending Reviewed on: 8th June 2026

Quick and easy!

5
Quick and easy! Can pay off early with no fees. Reviewed on: 8th June 2026

Customer service, product and App is excellent.

5
Customer service, product and App is excellent. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101289 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products