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PayPal: PayPal Credit reviews

4.91
Based on 58,790 reviews, last reviewed 11th Apr 2026
736000% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A company easy to work with excellent staff when nee... A company easy to work with excellent staff when needed Reviewed on: 11th April 2026
Kelvin D's avatar
Kelvin D

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58790)

Very good

4
PayPal is a very good and trusted service to use Reviewed on: 13th June 2022

Great experience

5
My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022

Kris

5
Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022

Best credit app

5
Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022

Fast easy pleasantly perfect

5
Every experience is dealt with fast, fair and within a good time scale. Payments are already and problems easy to rectify. Reviewed on: 13th June 2022

Amazing

5
easy-peasy, no hassle, instant, Reviewed on: 13th June 2022

Best credit service ever

5
Very affordable, flexible, and manageable credit service Reviewed on: 13th June 2022

The Best

5
One of the best and easiest systems to use,easy to keep a check on your outlay and the interest free period is unbeatable.Overall a great service Reviewed on: 13th June 2022

It's an easy service to use. Customer care is also commendable

5
It's an easy service to use. Customer care is also commendable Reviewed on: 13th June 2022

PayPal Credit makes things so easy!

5
PayPal Credit has been one of the best products offered by PayPal in a long time. It's so easy to manage things and their 0% interest offers with so many vendors is extremely appealing. If you're looking for that next bit of tech to help improve your work, or need to replace something quickly, but don't want to have to dip into your savings, uPayPal Credit has you covered. It allows you not have to worry about any issues as you can see everything you need to so easily in their app and their customer service team is incredibly helpful and responsive if you're unsure of anything or have any issues with payments. Reviewed on: 13th June 2022

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