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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Flexible payments.

Flexible payments. I like the being given the option to pay in extended monthly payments, especially for unexpected bills. Reviewed on: 8th June 2026

Lovely bit of service all round really

Lovely bit of service all round really Reviewed on: 8th June 2026

PayPal credit review

I’ve had a very positive experience using PayPal Credit⁠. It’s become my preferred way to spread the cost of larger purchases, and the application process was straightforward. Managing payments is easy through the PayPal app, and having the flexibility to pay over time has been really helpful. I’ve found the service reliable, convenient, and a great option when making online purchases. Overall, I’ve been very satisfied with my experience. Reviewed on: 8th June 2026

PayPal credit is so handy

I always try to use PayPal credit as much as I can, it’s so handy, and you can get points for things you will be buying anyway so that’s a nice bonus. Reviewed on: 8th June 2026

Quick and easy, great payment option

Quick and easy, great options for spreading pauments Reviewed on: 8th June 2026

So Flexible

It’s so easy to use and keep control of plus with the PayPal card it allows even more spending freedom Reviewed on: 8th June 2026

Excellent Service

I had a great experience with PayPal customer service when I had a scam payment taken and they helped me instantly to get my money back. Reviewed on: 8th June 2026

Transparent terms and conditions, great service in o...

Transparent terms and conditions, great service in overall Reviewed on: 8th June 2026

PayPal credit is great!

PayPal credit is a fantastic convenient and value for money financial service which is easy to understand/nothing hidden. Reviewed on: 8th June 2026

I’ve used PayPal for a few years now and can’t fault...

I’ve used PayPal for a few years now and can’t fault the service I’ve received. Buying anything using PayPal gives me peace of mind knowing if something goes wrong they’re there to help. Reviewed on: 8th June 2026

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