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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

It’s decent but sometimes can be tempting in a bad...

It’s decent but sometimes can be tempting in a bad way Reviewed on: 8th June 2026

It’s a useful secure payment tool to use instead of...

It’s a useful secure payment tool to use instead of using your bank card online or to setup regular payments using different payment methods. Reviewed on: 8th June 2026

Easy alround

Easy to apply, easy to manage online, loads of online help and customer service been spot on. Credit limit reviews periodically never had an issue and is linked to ebay so double handy for purchases online Reviewed on: 8th June 2026

Very easy to use and customer-centric

Very easy to use and customer-centric Reviewed on: 8th June 2026

Pay pal safe and versatile

I find Pay pal credit a useful and easy to use service that is safe, secure and versatile. I've used it to shop online, paying for products that are delivered as well as click & collect services, from a variety of retailers from John Lewis to Ikea. I was surprised by how many retailers use Pay pal and I really like the safety and security that Pay pal credit provides. Reviewed on: 8th June 2026

An excellent way to pay for more expensive items.

An excellent way to pay for more expensive items. I have used PayPal Credit a number of times. Easy to use to set up repayments to keep finances secure and visible. Reviewed on: 8th June 2026

Easy to access and simple to manage.

It’s an easy accessible service, and like all financial credit, it’s needs to be manageable, and PP’s achieve this my offer simple repayment options. Reviewed on: 8th June 2026

I have used PayPal credit several times and I think...

I have used PayPal credit several times and I think that it is fantastic. Most of us sometimes need to replace an item ASAP and PayPal credit does just that. It’s easy to apply and if you don’t go over your payment dates, it’s just a WIN, WIN, WIN Reviewed on: 8th June 2026

I find PayPal ,pay in 3 very useful

I find PayPal ,pay in 3 very useful Reviewed on: 8th June 2026

Great service this allows you to buy your required p...

Great service this allows you to buy your required products Reviewed on: 8th June 2026

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