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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Easy to navigate site and app, quick response to any...

Easy to navigate site and app, quick response to any queries, confidence in their business. Reviewed on: 8th June 2026

Very easy to use and navigate

Very easy to use and navigate your finances. I have 2 0% intrest items from a supplier and it is very easy to see how much i still owe on each and gives me emails on when the money is due to come out on direct debit Reviewed on: 8th June 2026

Excellent

I have used PayPal for years now and for most online transactions I find it simple to use and credit options brilliant. I like the new features that you can also get additional bonus points on purchases. Reviewed on: 8th June 2026

Brilliant for when I need to buy something quickly a...

Brilliant for when I need to buy something quickly and sometimes pay at a later date or in 3 payments set up as direct debit. Reviewed on: 8th June 2026

PayPal credit all the way

I'm using PayPal credit all the time and is helping me a lot to spread my expenses for months Reviewed on: 8th June 2026

Always a handy spending tool to have.

Always a handy spending tool to have. I've been using it a few years now. Reviewed on: 8th June 2026

It'sgood to have the option to pay in Interest free...

It'sgood to have the option to pay in Interest free installments; it really helps and makes unaffordable purchases affordable. Reviewed on: 8th June 2026

Easy to use and great rates

I have always had a good experience with Paypal. I've never needed to use customer service however. I think the instruments and 0% options are excellent compared to competitors. The Paypal debit card recently introduced is a good idea to. Reviewed on: 8th June 2026

Safe and quick to use, accepted by majority of retai...

Safe and quick to use, accepted by majority of retailers and trusted provider. On ocassions where goods have not been delivered my money has been protected which means I feel happy to use it over over options. Reviewed on: 8th June 2026

My experience has been okay using the app has been s...

My experience has been okay using the app has been smooth and no issues whatsoever Reviewed on: 8th June 2026

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