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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

hidden interest - can't pick and choose what you wan...

hidden interest - can't pick and choose what you want to pay back. When you pay off balance you can't always see where you money is going, bit frustrating. Reviewed on: 8th June 2026

Ok paypal is one of the best they help get your mone...

Ok paypal is one of the best they help get your money frpm scammers an cheat companys, they never leave you wondering as they send you emails to let us know whats happening in your case, I feel safe when i pay by paypal Reviewed on: 8th June 2026

Peace of mind credit

I trust PayPal as I feel it's very trustworthy as my credit card. I use PayPal rather than other credit cards as my purchase is interest free, notifications when payment due. Reviewed on: 8th June 2026

Easy to use service

Regular updates for when the payment is due, great explanation of statements Reviewed on: 8th June 2026

Easy, secure payments

Easy to make payments, good APR, accepted at most online retailers, good security Reviewed on: 8th June 2026

I love PayPal because is safe and excellent caring o...

I love PayPal because is safe and excellent caring of the customer Reviewed on: 8th June 2026

Super simple and efficient process.

Super simple and efficient process. Paypal offers a great service with 4 months interest free when you spend over £99 which has been a great help throughout the years I have been using PayPal. Highly recommend Reviewed on: 8th June 2026

PayPal excellent service

Secure and fast service that provides security and peace of mind Reviewed on: 8th June 2026

Really good, no hassle in purchasing

Really good, no hassle in purchasing Reviewed on: 8th June 2026

PayPal Credit offers the best terms compared to others.

PayPal Credit offers the best terms compared to others. 0% for the first four months allows me to pay off expensive purchases before the due date, which is a great savings and convenience for me. Thank you very much! Reviewed on: 8th June 2026

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